The report shows that India continues to rank among the most travel-enthusiastic markets globally, with 87% of respondents planning to travel this summer, well above the global average of 74%.
However, rising costs, uncertainty, and risk awareness are shaping how trips are planned and financed.
Domestic travel dominates
India leads globally in domestic travel intent, with 60% of travellers preferring holidays within the country, compared with a global average of 42%. The trend reflects growing cost sensitivity and a preference for shorter, value-oriented trips.
Insurance becomes a key travel expense
Travel insurance is emerging as a standard part of travel budgeting, with 85% of Indian travellers indicating they are likely to purchase coverage for upcoming trips. The report notes that protection against medical emergencies, cancellations, and disruptions is a key driver, alongside demand for peace of mind.
Costs and risks reshape decisions
Financial pressure remains a major factor, with 76% of travellers cutting non-essential spending to fund travel and 72% reducing vacation plans due to higher costs. Meanwhile, 82% expect further increases in travel expenses.
At the same time, 83% say geopolitical uncertainty influences destination choices, while 84% are concerned about extreme weather and environmental risks.
Digital and experience-led travel rises
The study also highlights rising use of AI in travel planning, with 82% of respondents adopting or planning to adopt digital tools. Experience-led travel is also gaining traction, with many travellers prioritising concerts, festivals, sports events, and wellness trips.
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