Banks are offering discounts on flight tickets, hotel bookings and holiday packages through card-linked promotions during the festive season. The offers, available through travel platforms such as MakeMyTrip, come with conditions including minimum booking amounts, maximum discount limits and restrictions on eligible cards or payment methods.
IndusInd Bankhas extended travel discounts to its credit cardholders through MakeMyTrip until October 31. Bank of Barodaand its credit card subsidiary, BOBCARD, have also partnered with the travel platform for discounts on eligible bookings, with their offer valid until October 27.
IndusInd Bank’s travel offers
IndusInd Bank’s offer covers flights, hotels and holiday packages booked through MakeMyTrip. The discount varies by booking category and is subject to the applicable transaction requirements.
Under the bank’s offer, eligible EMI transactions on MakeMyTrip can receive discounts of up to 35% on holiday packages. The offer also covers domestic and international flight and hotel bookings, with separate discount limits and eligibility conditions.
The bank’s festive offers also extend to other spending categories. These include a 10% instant discount of up to ₹7,500 on eligible EMI purchases at Reliance Digital and Vijay Sales, and discounts on fashion and grocery platforms. The offers are scheduled to run until October 31, subject to individual terms.
Bank of Baroda, BOBCARD offer discounts on travel bookings
Bank of Baroda and BOBCARD’s MakeMyTrip offer is available to eligible Bank of Baroda debit cardholders and BOBCARD credit cardholders.
Domestic flight bookings qualify for a flat 15% instant discount of up to ₹1,500 on a minimum transaction of ₹7,000. International flights are eligible for a 15% discount of up to ₹5,000 on bookings worth at least ₹20,000.
For accommodation, the offer provides a flat 20% discount of up to ₹5,000 on domestic hotel bookings, subject to a minimum transaction of ₹5,000. International hotel bookings qualify for discounts of up to 25%, capped at ₹20,000, on a minimum transaction of ₹10,000.
The offer also covers other travel expenses. Eligible cab bookings qualify for a 10% discount of up to ₹500, while bus bookings are eligible for an 8% discount of up to ₹500. Tourist attraction bookings qualify for a 12% discount of up to ₹1,800.
Holiday package bookings are eligible for discounts of up to 35%, capped at ₹35,000, on a minimum transaction of ₹40,000. The offer is valid until October 27, 2026, and customers must apply the relevant coupon code at checkout to receive the applicable discount.
What cardholders should check
The advertised discount may not translate into an equivalent saving on every booking. Minimum transaction values, maximum discount caps, eligible cards, coupon codes and booking dates determine the benefit available to a customer.
Cardholders should also check whether an offer applies to full-payment transactions or only to EMI purchases. Where EMIs are involved, the interest rate, processing fee and other charges should be considered before converting a booking into instalments. An instant discount does not necessarily mean the EMI is interest-free.
Comparing the final payable amount across booking platforms can help customers assess whether a bank-linked offer provides a meaningful saving. Customers should also check whether the discount can be combined with other platform offers or card rewards, as this depends on the applicable terms and conditions.
