Last Updated:
EPFO 3.0 launches Employee Enrollment Scheme 2025, and a new homepage for EPFO website.
Mansukh Mandaviya, Union Minister for Labour & Employment and Youth Affairs & Sports.
EPFO 3.0: The Indian government has announced the launch of the Employee Enrollment Scheme 2025, whose purpose is to encourage employers to declare and enrol eligible employees voluntarily. The scheme becomes operational from November 01, 2025. The scheme aims to enhance workforce formalisation and promote ease of doing business, as it offers that employers won’t need to pay the employee’s share of contribution if it wasn’t deducted earlier. They’ll only have to pay a small penalty of Rs 100.
On the 73rd Foundation Day of the Employees’ Provident Fund Organisation (EPFO), Mansukh Mandaviya, Union Minister for Labour & Employment and Youth Affairs & Sports, announced the scheme, stating that ‘EPFO is not merely a fund – it represents the trust of India’s workforce in social security’.
Mandaviya also launched EPFO’s new homepage with a user-friendly domain name www.epfo.gov.in, offering better user-friendly interface, enhanced navigation and simplified access to key services, and information for all the stakeholders.
On the update of EPFO 3.0, the most awaited by lakhs of subscribers, Mandaviya said that platform will further improve efficiency and accessibility, while new initiatives such as simplified withdrawal categories and the Viswas Scheme have eased compliance for employers.
EPFO exchanged MoUs with India Post Payments Bank (IPPB) for digital life certificate submission and with Government e-Marketplace (GeM) for data sharing.
EPFO 3.0: All You Need To Know
Though the precise operational details are awaited, the EPFO 3.0 upgrade is expected to integrate PF accounts with the broader financial infrastructure supporting the Unified Payments Interface (UPI) and ATM networks. This would allow subscribers to withdraw eligible EPF funds directly via UPI apps or bank ATMs, possibly using a secure PIN or Aadhaar-based verification. Withdrawal limits and conditions are likely to be implemented to ensure fund safety and compliance.
Experts suggest the new digital withdrawal methods promise multiple benefits. Firstly, it enhances convenience by eliminating paperwork and lengthy waiting periods. Secondly, it enables anytime, anywhere access to EPF savings, crucial in emergencies. Thirdly, it aligns with the broader vision of Digital India and financial inclusion by integrating government-backed savings schemes with the digital financial ecosystem commonly used by most Indians.
Varun Yadav is a Sub Editor at News18 Business Digital. He writes articles on markets, personal finance, technology, and more. He completed his post-graduation diploma in English Journalism from the Indian Inst…Read More
Varun Yadav is a Sub Editor at News18 Business Digital. He writes articles on markets, personal finance, technology, and more. He completed his post-graduation diploma in English Journalism from the Indian Inst… Read More
November 02, 2025, 09:07 IST
Read More
