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No more repeated visits to PF offices for minor mistakes or withdrawals. With EPFO 3.0, members can make corrections online via OTP verification and track claims in real time
EPFO is removing the guardianship certificate requirement for minors, enabling families of deceased members to receive funds without delays.
The Employees’ Provident Fund Organisation (EPFO) is preparing to roll out its next big digital upgrade — EPFO 3.0 — aimed at transforming how 8 crore provident fund members access their savings.
For decades, PF withdrawals, corrections, and claim settlements have been known for delays and paperwork headaches. But EPFO 3.0 promises to change that with automation, real-time tracking, and instant access to funds — all through a single, integrated platform.
Big IT firms like Infosys, Wipro, and TCS have been roped in to build and maintain the system, signalling the government’s intent to overhaul the PF experience for employees across the country.
The launch was initially slated for June but got pushed back due to technical testing. Sources suggest the platform could go live soon:
Five Major Changes To Expect
- Online Claims & Corrections
No more repeated visits to PF offices for minor mistakes or withdrawals. With EPFO 3.0, members can make corrections online via OTP verification and track claims in real time.
- Real-Time Digital Dashboard
Employees will be able to check PF balance, contributions, and claim status instantly, making the process more transparent and user-friendly.
- PF Withdrawals Via ATM
For the first time, members can directly withdraw PF funds from ATMs, similar to a regular bank account — provided their Aadhaar is linked to the Universal Account Number (UAN).
- Instant UPI Withdrawals
Emergency expenses? PF funds can soon be transferred instantly via UPI, skipping lengthy approval steps.
- Faster Death Claim Settlements
EPFO is removing the guardianship certificate requirement for minors, enabling families of deceased members to receive funds without delays.
Why The Delay?
The project missed its June 2025 deadline due to extensive technical testing and feature upgrades. Officials say the focus is on making the system secure, fast, and glitch-free before launch.
Digital Push By EPFO
In recent years, EPFO has simplified KYC verification via Aadhaar, allowed online corrections for personal details, and made PF transfers seamless when switching jobs. EPFO 3.0 is expected to take this digital shift to the next level — empowering employees with faster, paperless, and hassle-free access to their hard-earned savings.
The News Desk is a team of passionate editors and writers who break and analyse the most important events unfolding in India and abroad. From live updates to exclusive reports to in-depth explainers, the Desk d…Read More
The News Desk is a team of passionate editors and writers who break and analyse the most important events unfolding in India and abroad. From live updates to exclusive reports to in-depth explainers, the Desk d… Read More
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