The festive season often brings higher spending on shopping, travel and household expenses, with banks and digital payment platforms offering cashback and rewards. However, the actual savings depend on eligibility criteria, spending thresholds, fees and redemption conditions.
Amazon Pay has listed offers across shopping, travel and digital payments during the Amazon Great Indian Festival.
Separately, BOBCARD is offering bonus Etihad Guest Miles to eligible new cardholders who meet specified spending requirements.
Amazon Pay offers
Eligible Amazon Pay ICICI Bank Credit Card holders can receive an additional 5% cashback during the festive sale, over and above existing cashback rates of 5% for Prime members and 3% for non-Prime members, as specified in the offer details.
Amazon Pay Later customers can avail of credit of up to ₹60,000 for eligible purchases, recharges, bill payments and travel bookings. The festive offer also includes 10% cashback for eligible customers. Repayment options include EMIs on eligible purchases or payment the following month, subject to applicable terms.
Travel offers include discounts of 23% on flights, up to 75% on hotels and up to 17% on bus bookings, along with ₹100 cashback on bus bookings. Other offers include ₹75 cashback on the first wallet load of ₹300 for new Amazon Pay Balance users, ₹50 cashback on an eligible Amazon order after sending money, ₹50 cashback for eligible first-time UPI users, and 1% cashback on eligible Scan & Pay transactions.
Amazon Pay’s Rewards Gold programme also offers cashback of 5% for eligible Prime members and 3% for non-Prime members across select categories, subject to completing 25 transactions in the preceding three months and other applicable conditions.
BOBCARD welcome miles offer
BOBCARD, a wholly owned subsidiary of Bank of Baroda, is offering bonus Etihad Guest Miles on its Etihad Guest Credit Card and Etihad Guest Premium Credit Card until November 15, 2026. Eligible new cardholders must meet the spending requirements within the first 65 days of card issuance.
The entry-level card offers 5,000 bonus miles on eligible spending of ₹25,000 or more, with an additional 2,500 miles on spending of ₹50,000 or more, taking the potential bonus to 7,500 miles.
The Premium card offers 10,000 bonus miles on eligible spending of ₹50,000 or more, with an additional 5,000 miles on cumulative spending of ₹1 lakh. The maximum bonus is 15,000 miles.
The entry-level card carries a joining fee of ₹2,500, while the Premium card costs ₹5,000. The cards also differ in their ongoing rewards and travel benefits. The Premium variant offers zero forex markup and 12 domestic and eight international airport lounge visits annually, while the entry-level card has a 1% forex markup and offers eight domestic and four international lounge visits annually.
What consumers should check
Festive offers can help reduce the cost of planned purchases, but consumers should compare cashback and rewards with spending thresholds, joining fees and other applicable charges.
“Festive shopping offers consumers an opportunity to get more value from their planned purchases through credit card rewards, cashback and merchant offers. The key is to look beyond the headline discount and understand the actual savings, eligibility conditions and total cost of the purchase. Even with no-cost EMI, consumers should check processing fees, other applicable charges and the full repayment commitment, rather than judging affordability by the monthly instalment alone. A credit card’s real value lies in helping consumers access convenience and rewards while staying in control of their spending and repayments,” said Aditya Gupta, Founder & CEO, novio.
