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Experts advise travellers to evaluate annual fees, reward structures, and airline partnerships before choosing a card, ensuring they maximise benefits while keeping costs in check

Experts suggest choosing cards based on airlines and spending patterns. (Representative Image)
For those who travel frequently by air, certain credit cards can now make every journey a little lighter on the pocket. Leading banks in India offer cards that reward users with points or air miles on travel-related spending. These rewards can be redeemed to offset the cost of flight bookings, making travel more affordable for regular flyers.
Financial experts suggest that travellers choose cards based on their preferred airlines and spending patterns, as rewards and bonus offers vary significantly across issuers. Here are six credit cards that stand out for frequent flyers:
Axis Bank Atlas Credit Card
This card allows cardholders to earn 5 EDGE Miles for every flight booking, with 1 EDGE Mile equivalent to Re 1. New users can also receive 2,500 bonus EDGE Miles if they make their first transaction within 37 days of receiving the card.
American Express Platinum Travel Credit Card
The card not only offers reward points on regular spending but also provides milestone bonuses. Cardholders earn 15,000 reward points on annual spending of Rs 1.9 lakh, and an additional 25,000 points if total yearly spending reaches Rs 4 lakh. These points can be redeemed for flight bookings or other travel-related expenses.
SBI Card Miles Elite
Designed for avid travellers, this card comes with a welcome gift of 5,000 travel credits. Users earn 6 travel credits for every Rs 200 spent on travel. These credits are convertible into air miles, hotel bookings, or flight tickets, offering flexibility for frequent trips.
HDFC 6E Rewards IndiGo Credit Card
Tailored for those who often fly with IndiGo, this card offers 2.5 reward points for every Rs 100 spent on IndiGo flights. In addition, users receive a complimentary flight voucher worth Rs 1,500. Monthly accumulated points are automatically transferred to the cardholder’s IndiGo account.
Axis Bank Horizon Credit Card
Cardholders earn 5 EDGE Miles for every Rs 100 spent through the Axis Travel EDGE portal or on any airline website. Additionally, a one-time bonus of 5,000 EDGE Miles is credited upon making the first transaction of Rs 1,000 or more.
ICICI Bank Emirates Skywards Credit Card
This card provides Skywards Miles on all spending, redeemable against Emirates flight tickets. Cardholders also enjoy the added benefit of airport lounge access, enhancing the travel experience.
Experts advise frequent travellers to evaluate annual fees, reward structures, and airline partnerships before choosing a card, ensuring they maximise benefits while keeping costs in check.
October 20, 2025, 17:49 IST
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