1 / 12
The 2025 Expat Insider survey by InterNations has shed fresh light on the global cost of living, offering insights into where expatriates find their money stretch the furthest – and where it doesn’t. The annual study, which gathers responses from thousands of expats worldwide, evaluates affordability across housing, everyday expenses, and lifestyle costs. (Image: Reuters)
2 / 12This year’s survey reveals a stark contrast between regions, with some destinations continuing to offer low living costs paired with growing opportunities, while others have become increasingly expensive for residents. The findings reflect not just raw financial metrics, but the personal experiences of expatriates navigating local economies. Let’s take a look at the five most and least expensive nations for expatriates around the world in 2025, starting with the most affordable countries. (Image: Canva)
3 / 12No 1. Most affordable country: Vietnam | The Southeast Asian nation tops the list, with expats praising its low housing costs and inexpensive food options. The combination of affordable healthcare and vibrant cultural life makes it particularly attractive to long-term residents. Many foreigners say their income goes significantly further here than in other parts of Asia. (Image: Reuters)
4 / 12No 2. Most affordable country: Colombia | continues to draw expats with its reasonable cost of living, especially in major cities like Medellín. Daily expenses, from groceries to transport, remain budget-friendly compared to global standards. The growing expat community also highlights the value-for-money lifestyle the country offers.
5 / 12No 3. Most affordable country: Panama | The Central American nation ranks third, thanks to a balance of affordability and modern infrastructure. Expatriates often cite the cost-effective healthcare system and favourable housing market as major benefits. Its dollarised economy also adds predictability to financial planning for foreign residents. (Image: AP Photo/Arnulfo Franco)
6 / 12No 4. Most affordable country: China | The Asian giant remains an attractive option, particularly in its second-tier cities where costs are far lower than in megacities like Beijing or Shanghai. Affordable transport, dining, and utilities allow expats to enjoy a comfortable lifestyle without overspending. Many also value the availability of budget-friendly domestic travel. (Image: Reuters)
7 / 12No 5. Most affordable country: Thailand | The Southeast Asian country rounds up the top cheapest countriess to live in. Well-regarded for its inexpensive food scene and accessible rental market. Expats often point to the balance between quality of life and low living costs, especially outside Bangkok. The country’s mix of affordability and modern conveniences continues to appeal to retirees and digital nomads alike.
8 / 12Here is the list of the five least affordable countries in 2025 | No 1. Canada | The North American country ranks as the least affordable, with housing costs in cities like Toronto and Vancouver driving up overall expenses. Expats often highlight high taxes and utility prices as additional strains. Despite the strong quality of life, the financial pressures remain a challenge for many. (Image: Reuters)
9 / 12No 2. Least affordable country: United Kingdom | takes second place, largely due to expensive housing and transport costs in London and other major cities. Rising food prices and energy bills have also contributed to its ranking. While cultural and career opportunities are strong, affordability remains a sticking point. (Image: Jason Alden/Bloomberg)
10 / 12No 3. Least affordable country: Norway | The Scandinavian nation is third on the list of expensive countries, reflecting its consistent high living costs. Everyday items such as groceries, dining, and transport are considerably more expensive than global averages. Expats, however, acknowledge that the high costs are balanced by world-class public services. (Image: Shutterstock)
11 / 12No 4. Least affordable country: Ireland | This country has seen affordability issues intensify in recent years, especially in Dublin. Housing shortages and rising rents are the most commonly cited concerns. Many expats report that while wages are competitive, they do not always keep pace with living costs. (Image: Shutterstock)
12 / 12No 5. Least affordable country: South Korea | This Asian country completes the top five least affordable countries, with housing and education being significant financial burdens. Imported goods and Western-style amenities often come at a steep premium. Still, expats are drawn to the country for its dynamic job market and modern lifestyle despite the high costs. (Image: Reuters)
