{"id":9601,"date":"2025-09-01T17:34:38","date_gmt":"2025-09-01T17:34:38","guid":{"rendered":"https:\/\/tezgyan.com\/index.php\/2025\/09\/01\/higher-fd-interest-grab-these-bank-schemes-before-they-expire-on-september-30-business-news\/"},"modified":"2025-09-01T17:34:38","modified_gmt":"2025-09-01T17:34:38","slug":"higher-fd-interest-grab-these-bank-schemes-before-they-expire-on-september-30-business-news","status":"publish","type":"post","link":"https:\/\/tezgyan.com\/index.php\/2025\/09\/01\/higher-fd-interest-grab-these-bank-schemes-before-they-expire-on-september-30-business-news\/","title":{"rendered":"Higher FD Interest: Grab These Bank Schemes Before They Expire On September 30 | Business News"},"content":{"rendered":"<p><br \/>\n<\/p>\n<div id=\"story-9541227\">\n<p><span class=\"jsx-395e0e0beb19cb6e jsx-4143937483\">Last Updated:<\/span><time class=\"jsx-395e0e0beb19cb6e jsx-4143937483\">September 01, 2025, 17:45 IST<\/time><\/p>\n<h2 id=\"asubttl-9541227\" class=\"jsx-ff263f4b724d470d jsx-1527117307 asubttl-schema\">These FD schemes offer a safe way to earn higher returns, but investors must hurry, as most are open only till September 30, making it a limited-time opportunity<\/h2>\n<div class=\"jsx-7dd6bcc4782610a2 artsharwrp\">\n<div id=\"artshare\" class=\"jsx-7dd6bcc4782610a2 artshare\">\n<div class=\"jsx-7dd6bcc4782610a2 stickdiv\">\n<div class=\"jsx-7dd6bcc4782610a2 deskwrapstkdiv\">\n<div class=\"jsx-7dd6bcc4782610a2 fontchange\"><img decoding=\"async\" src=\"https:\/\/images.news18.com\/dlxczavtqcctuei\/news18\/static\/images\/english\/font.svg\" height=\"30px\" width=\"30px\" alt=\"font\" class=\"jsx-7dd6bcc4782610a2 lazyload\"\/><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<figure class=\"jsx-ff263f4b724d470d jsx-1527117307 amimg\"><img decoding=\"async\" alt=\"Investors should carefully assess their financial needs, budget and compare interest rates before choosing an FD scheme. (Representative\/Shutterstock)\" title=\"Investors should carefully assess their financial needs, budget and compare interest rates before choosing an FD scheme. (Representative\/Shutterstock)\" src=\"https:\/\/images.news18.com\/ibnlive\/uploads\/2021\/07\/1627283897_news18_logo-1200x800.jpg?impolicy=website&amp;width=400&amp;height=225\" loading=\"eager\" fetchpriority=\"high\" class=\"jsx-ff263f4b724d470d jsx-1527117307\"\/><\/p>\n<p>Investors should carefully assess their financial needs, budget and compare interest rates before choosing an FD scheme. (Representative\/Shutterstock)<\/p>\n<\/figure>\n<p id=\"0\" class=\"story_para_0\">Several leading public sector lenders have rolled out special fixed deposit (FD) schemes offering higher interest rates, available until September 2025. Indian Bank, IDBI Bank, and the State Bank of India (SBI) are among those giving investors a chance to boost returns while keeping their money safe.<\/p>\n<h2>Two Special FD Schemes By Indian Bank<\/h2>\n<p id=\"2\" class=\"story_para_2\">Indian Bank has launched two new schemes: IND SECURE and IND GREEN. IND SECURE offers general customers an interest rate of 6.70% for a tenure of 444 days, whereas senior citizens receive 7.20% and super senior citizens benefit from 7.45%. IND GREEN, for a duration of 555 days, provides general customers with a 6.60% interest rate, senior citizens with 7.10%, and super senior citizens with 7.35%. Investors must take note that these schemes are valid until September 30, 2025.<\/p>\n<h2>IDBI Utsav Callable FD Scheme<\/h2>\n<p id=\"4\" class=\"story_para_4\">IDBI Bank\u2019s Utsav Callable FD scheme offers three tenures: 444, 555, and 700 days. Depending on the tenure, general customers can expect interest rates ranging from 6.60% to 6.75%. Senior citizens will receive between 7.10% and 7.25%, while super senior citizens can earn up to 7.40%. Similar to Indian Bank, the last date for investment in these schemes is September 30, 2025.<\/p>\n<h2>Amrit Vrishti FD Scheme By SBI<\/h2>\n<p id=\"6\" class=\"story_para_6\">The State Bank of India (SBI) has introduced the Amrit Vrishti FD scheme with a tenure of 444 days. General customers can earn 6.60% interest, senior citizens 7.10%, and super senior citizens up to 7.20%. While the bank has not specified the scheme\u2019s end date, it is anticipated to be for a limited period like the others.<\/p>\n<p id=\"7\" class=\"story_para_7\">These schemes present a valuable opportunity for those seeking good returns with minimal risk. However, prospective investors should act quickly, as most schemes are available only until September 30.<\/p>\n<p id=\"8\" class=\"story_para_8\">According to experts, investors should carefully assess their financial needs, budget and compare interest rates before choosing an FD scheme.<\/p>\n<div class=\"jsx-ff263f4b724d470d jsx-1527117307 brdcrmb\"><a href=\"https:\/\/www.news18.com\/\">News<\/a>  <a href=\"https:\/\/www.news18.com\/business\/\">business<\/a>  <span class=\"brdout\"> Higher FD Interest: Grab These Bank Schemes Before They Expire On September 30<\/span><\/div>\n<div id=\"coral-wrap\" class=\"jsx-ba4d8f086a12294f \">\n<div class=\"jsx-ba4d8f086a12294f coral-cont\">\n<div class=\"jsx-ba4d8f086a12294f coltoptxt\">Disclaimer: Comments reflect users\u2019 views, not News18\u2019s. Please keep discussions respectful and constructive. Abusive, defamatory, or illegal comments will be removed. News18 may disable any comment at its discretion. By posting, you agree to our <a href=\"https:\/\/www.news18.com\/disclaimer\/\" class=\"jsx-ba4d8f086a12294f\">Terms of Use<\/a> and <a href=\"https:\/\/www.news18.com\/privacy_policy\/\" class=\"jsx-ba4d8f086a12294f\">Privacy Policy<\/a>.<\/div>\n<\/div>\n<\/div>\n<p><span class=\"jsx-ff263f4b724d470d jsx-1527117307 rmbtn news18_read_more\">Read More<\/span><\/p>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/www.news18.com\/business\/higher-fd-interest-grab-these-bank-schemes-before-they-expire-on-september-30-ws-dkl-9541227.html\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Last Updated:September 01, 2025, 17:45 IST These FD schemes offer a safe way to earn higher returns, but investors must hurry, as most are open only till September 30, making it a limited-time opportunity Investors should carefully assess their financial needs, budget and compare interest rates before choosing an FD scheme. (Representative\/Shutterstock) Several leading public&#8230;<\/p>\n","protected":false},"author":1,"featured_media":9602,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[45],"tags":[],"class_list":["post-9601","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business"],"_links":{"self":[{"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/posts\/9601","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/comments?post=9601"}],"version-history":[{"count":0,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/posts\/9601\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/media\/9602"}],"wp:attachment":[{"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/media?parent=9601"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/categories?post=9601"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/tags?post=9601"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}