{"id":5719,"date":"2025-08-16T21:40:29","date_gmt":"2025-08-16T21:40:29","guid":{"rendered":"https:\/\/tezgyan.com\/index.php\/2025\/08\/16\/icici-bank-increases-minimum-balance-requirement-for-savings-accounts\/"},"modified":"2025-08-16T21:40:29","modified_gmt":"2025-08-16T21:40:29","slug":"icici-bank-increases-minimum-balance-requirement-for-savings-accounts","status":"publish","type":"post","link":"https:\/\/tezgyan.com\/index.php\/2025\/08\/16\/icici-bank-increases-minimum-balance-requirement-for-savings-accounts\/","title":{"rendered":"ICICI Bank Increases Minimum Balance Requirement for Savings Accounts"},"content":{"rendered":"<p><br \/>\n<\/p>\n<div>\n<p>ICICI Bank has recently announced that the minimum balance requirement for savings accounts opened on or after August 01, 2025 will be increased to Rs 50,000 from the earlier Rs 10,000. However, after a public outcry, it has now announced that the minimum balance will be Rs 15,000. Here\u2019s a look at the minimum average balance requirements across various banks including SBI, ICICI Bank, HDFC Bank, and so on.<\/p>\n<\/div>\n<div>\n<div id=\"gallery-photo-1\" class=\"jsx-6a1e32423ad68b39 phtwrp\">\n<figure class=\"jsx-6a1e32423ad68b39\"><img decoding=\"async\" src=\"https:\/\/images.news18.com\/ibnlive\/uploads\/2025\/02\/SBI-2025-02-3f2235704533c19ed25b531fef92ab10.png\" alt=\" State Bank of India (SBI): The minimum balance requirement is zero for both rural and urban\/metro branches.\" title=\" State Bank of India (SBI): The minimum balance requirement is zero for both rural and urban\/metro branches.\" class=\"jsx-6a1e32423ad68b39\"\/><\/figure>\n<p> <strong>State Bank of India (SBI):<\/strong> The minimum balance requirement is zero for both rural and urban\/metro branches. (File Photo)<\/p>\n<p><span style=\"font-size:0\"\/><\/div>\n<div id=\"gallery-photo-2\" class=\"jsx-6a1e32423ad68b39 phtwrp\">\n<figure class=\"jsx-6a1e32423ad68b39\"><img decoding=\"async\" src=\"https:\/\/images.news18.com\/ibnlive\/uploads\/2025\/06\/union-bank-of-india-reports-8-6-pc-loan-growth-in-q4-2025-06-c4ab752ded5b3578b5f974cb45ac969d.webp\" alt=\"Union Bank of India: In rural branches, the minimum balance requirement is Rs 250 with cheque book and Rs 100 without c\" title=\"Union Bank of India: In rural branches, the minimum balance requirement is Rs 250 with cheque book and Rs 100 without c\" class=\"jsx-6a1e32423ad68b39 lazyload\"\/><\/figure>\n<p> <strong>Union Bank of India:<\/strong> In rural branches, the minimum balance requirement is Rs 250 with cheque book and Rs 100 without cheque book. In urban branches, it is Rs 1000 with cheque book and Rs 500 without cheque book. (File Photo)<\/p>\n<p><span style=\"font-size:0\"\/><\/div>\n<div id=\"gallery-photo-3\" class=\"jsx-6a1e32423ad68b39 phtwrp\">\n<figure class=\"jsx-6a1e32423ad68b39\"><img decoding=\"async\" src=\"https:\/\/images.news18.com\/ibnlive\/uploads\/2025\/01\/hdfc-bank-1600x900-2025-01-fdc3c3a044093fdaf469fa80142f0c2b.webp\" alt=\"HDFC Bank Bonus Issue\" title=\"HDFC Bank Bonus Issue\" class=\"jsx-6a1e32423ad68b39 lazyload\"\/><\/figure>\n<p> <strong>HDFC:<\/strong> The minimum balance requirement in rural branches is Rs 2,500 and Rs 10,000 in urban branches. , VinFast hopes to penetrate not just metro markets but also Tier-2 and Tier-3 cities. (File Photo)<\/p>\n<p><span style=\"font-size:0\"\/><\/div>\n<div id=\"gallery-photo-4\" class=\"jsx-6a1e32423ad68b39 phtwrp\">\n<figure class=\"jsx-6a1e32423ad68b39\"><img decoding=\"async\" src=\"https:\/\/images.news18.com\/ibnlive\/uploads\/2025\/01\/icici-bank-2025-01-5724ccd0683d92f30e02ccf6f377334e.jpg\" alt=\"ICICI Bank, Q3 results\" title=\"ICICI Bank, Q3 results\" class=\"jsx-6a1e32423ad68b39 lazyload\"\/><\/figure>\n<p> <strong>ICICI:<\/strong> The minimum balance requirement in rural branches is Rs 10,000 and Rs 15,000 in urban branches. (File Photo)<\/p>\n<p><span style=\"font-size:0\"\/><\/div>\n<div id=\"gallery-photo-5\" class=\"jsx-6a1e32423ad68b39 phtwrp\">\n<figure class=\"jsx-6a1e32423ad68b39\"><img decoding=\"async\" src=\"https:\/\/images.news18.com\/ibnlive\/uploads\/2025\/04\/axis-bank-2025-04-c441fcfb35f68971a3b2bdc7829dab20.jpg\" alt=\"Axis Bank Share Price\" title=\"Axis Bank Share Price\" class=\"jsx-6a1e32423ad68b39 lazyload\"\/><\/figure>\n<p> <strong>Axis Bank:<\/strong> The minimum balance requirement is Rs 2,500 for rural branches and Rs 12,000 for urban branches. (File Photo)<\/p>\n<p><span style=\"font-size:0\"\/><\/div>\n<div id=\"gallery-photo-6\" class=\"jsx-6a1e32423ad68b39 phtwrp\">\n<figure class=\"jsx-6a1e32423ad68b39\"><img decoding=\"async\" src=\"https:\/\/images.news18.com\/ibnlive\/uploads\/2025\/02\/Bank-of-Baroda-2025-02-72cef9311b3ac90bfded6db51b4fd690.jpg\" alt=\"Bank of Baroda\" title=\"Bank of Baroda\" class=\"jsx-6a1e32423ad68b39 lazyload\"\/><\/figure>\n<p> <strong>Bank of Baroda:<\/strong> The minimum balance requirement is Rs 500 for rural branches and Rs 2,000 for urban branches. (File Photo)<\/p>\n<p><span style=\"font-size:0\"\/><\/div>\n<div id=\"gallery-photo-7\" class=\"jsx-6a1e32423ad68b39 phtwrp\">\n<figure class=\"jsx-6a1e32423ad68b39\"><img decoding=\"async\" src=\"https:\/\/images.news18.com\/ibnlive\/uploads\/2025\/07\/IDFC-First-Bank-2025-07-c5ddf2e5bfb3425fe3b11813906cec07.png\" alt=\" IDFC First Bank: The minimum balance requirement in both rural and urban branches is Rs 10,000\/Rs 25,000.\" title=\" IDFC First Bank: The minimum balance requirement in both rural and urban branches is Rs 10,000\/Rs 25,000.\" class=\"jsx-6a1e32423ad68b39 lazyload\"\/><\/figure>\n<p> <strong>IDFC First Bank:<\/strong> The minimum balance requirement in both rural and urban branches is Rs 10,000\/Rs 25,000. (File Photo)<\/p>\n<p><span style=\"font-size:0\"\/><\/div>\n<div id=\"gallery-photo-8\" class=\"jsx-6a1e32423ad68b39 phtwrp\">\n<figure class=\"jsx-6a1e32423ad68b39\"><img decoding=\"async\" src=\"https:\/\/images.news18.com\/ibnlive\/uploads\/2025\/02\/central-bank-of-india-2025-02-4739b5843d18e5ea3b559e72e7c5d9b6.jpg\" alt=\"Public Sector Bank Central Bank\" title=\"Public Sector Bank Central Bank\" class=\"jsx-6a1e32423ad68b39 lazyload\"\/><\/figure>\n<p> <strong>Bank of India:<\/strong> The minimum balance requirement is zero for both rural and urban\/metro branches.<\/p>\n<p><span style=\"font-size:0\"\/><\/div>\n<div id=\"gallery-photo-9\" class=\"jsx-6a1e32423ad68b39 phtwrp\">\n<figure class=\"jsx-6a1e32423ad68b39\"><img decoding=\"async\" src=\"https:\/\/images.news18.com\/ibnlive\/uploads\/2025\/04\/canara-bank-2025-04-3899a06090f4b0f05242b887f8f5ab54.jpg\" alt=\"Canara Bank\" title=\"Canara Bank\" class=\"jsx-6a1e32423ad68b39 lazyload\"\/><\/figure>\n<p> Meanwhile, <strong>Punjab National Bank and Canara Bank<\/strong> had announced the removal of penalty charges for not maintaining the minimum average balance in all saving accounts. (File Photo)<\/p>\n<p><span style=\"font-size:0\"\/><\/div>\n<\/div>\n<div>Stay updated with all the latest business news, including <a href=\"https:\/\/www.news18.com\/business\/markets\/\">market trends<\/a>,\u00a0<a href=\"https:\/\/www.news18.com\/topics\/stocks-to-watch\/\">stock updates<\/a>,\u00a0<a href=\"https:\/\/www.news18.com\/business\/tax\/\">tax<\/a>, IPO,\u00a0<a href=\"https:\/\/www.news18.com\/business\/banking-finance\/\">banking finance<\/a>, real estate, savings and investments. To Get in-depth analysis, expert opinions, and real-time updates. <a href=\"https:\/\/news18.co\/gnps-en\" target=\"_blank\" rel=\"noopener\">Click here<\/a> to add News18 as your preferred news source on Google. Also <span data-olk-copy-source=\"MessageBody\">Download the\u00a0<a href=\"https:\/\/onelink.to\/eng-article-eop\">News18 App<\/a> to stay updated.<\/span><\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/www.news18.com\/photogallery\/business\/zero-to-rs-50000-a-guide-to-minimum-balance-rules-in-top-banks-in-india-ws-l-9504396.html\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>ICICI Bank has recently announced that the minimum balance requirement for savings accounts opened on or after August 01, 2025 will be increased to Rs 50,000 from the earlier Rs 10,000. However, after a public outcry, it has now announced that the minimum balance will be Rs 15,000. Here\u2019s a look at the minimum average&#8230;<\/p>\n","protected":false},"author":1,"featured_media":4778,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[45],"tags":[],"class_list":["post-5719","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business"],"_links":{"self":[{"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/posts\/5719","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/comments?post=5719"}],"version-history":[{"count":0,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/posts\/5719\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/media\/4778"}],"wp:attachment":[{"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/media?parent=5719"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/categories?post=5719"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/tags?post=5719"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}