{"id":5501,"date":"2025-08-15T20:07:29","date_gmt":"2025-08-15T20:07:29","guid":{"rendered":"https:\/\/tezgyan.com\/index.php\/2025\/08\/15\/did-hdfc-bank-hike-its-minimum-balance-requirement-how-it-compares-with-sbi-other-banks-banking-and-finance-news\/"},"modified":"2025-08-15T20:07:29","modified_gmt":"2025-08-15T20:07:29","slug":"did-hdfc-bank-hike-its-minimum-balance-requirement-how-it-compares-with-sbi-other-banks-banking-and-finance-news","status":"publish","type":"post","link":"https:\/\/tezgyan.com\/index.php\/2025\/08\/15\/did-hdfc-bank-hike-its-minimum-balance-requirement-how-it-compares-with-sbi-other-banks-banking-and-finance-news\/","title":{"rendered":"Did HDFC Bank Hike Its Minimum Balance Requirement? How It Compares With SBI, Other Banks | Banking and Finance News"},"content":{"rendered":"


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Check how much you need to maintain in HDFC, SBI, Axis Bank, among other private and public sector banks\u2019 savings accounts<\/h2>\n
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HDFC Bank Ltd: Headquartered in Mumbai, HDFC Bank is India’s largest private-sector bank by assets and market capitalisation. It offers a wide range of services, including retail banking, wholesale banking, and treasury operations. (File Photo)<\/p>\n<\/figure>\n

HDFC Bank Denies Minimum Balance Hike:<\/strong> HDFC Bank has clarified that it has not increased the minimum balance requirements for its savings accounts, countering earlier reports suggesting that new account holders in metro or urban branches would need to maintain an average monthly balance (AMB) of Rs 25,000\u2014more than double the earlier Rs 10,000.<\/p>\n

The bank stressed that it offers multiple savings account variants tailored to different customer profiles, with each variant having its own AMB requirement based on the value-added services offered. \u201cThere has been no change in the Average Monthly Balance (AMB) requirement for any account type,” the bank stated, reaffirming that the AMB for the Regular Savings Account remains Rs 10,000, while the Savings Max Account continues to require Rs 25,000.<\/p>\n

For metro branches, where usage is higher, the bank prioritises offering the Savings Max Account to new customers.<\/p>\n

Regular Savings Account Rules<\/h2>\n

According to HDFC Bank\u2019s website, a Regular Savings Account requires a minimum initial deposit of:<\/strong><\/p>\n