Some cards are co-branded with hotel chains, while others provide broad travel benefits across multiple brands.
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Cards with hotel benefits (as compiled by Paisabazaar)<\/strong><\/p>\n \nHSBC Taj Credit Card<\/strong> offers 25% savings on Taj hotel stays, room upgrades, dining discounts, free night stays and Taj InnerCircle Platinum membership. Marriott Bonvoy HDFC Credit Card<\/strong> provides Marriott Bonvoy Silver Elite status, free night awards based on spending milestones, and Marriott Bonvoy Points on hotel and travel spends.<\/p>\n American Express Platinum Charge Card<\/strong> includes memberships with loyalty programmes such as Marriott Bonvoy Gold Elite, Hilton Honors Gold Elite, Taj Epicure Plus and others. Cardholders get room upgrades, complimentary breakfasts, and special rates at luxury hotels including Oberoi and Lalit.<\/p>\n Axis Bank Reserve Credit Card<\/strong> offers memberships like ITC Culinaire, Accor Plus and Club Marriott. Benefits include free night stays, dining discounts, room upgrades, and exclusive offers at partner hotels.<\/p>\n HDFC Infinia Credit Card (Metal Edition)<\/strong> provides Club Marriott membership, discounts and offers at ITC Hotels, and higher reward points on travel bookings through SmartBuy.<\/p>\n \nALSO READ |\u00a0How luxury hotels in India are evolving insurance practices with modern needs<\/a><\/strong><\/p>\n ICICI Emeralde Private Metal Credit Card<\/strong> gives Taj Epicure membership, reward points on hotel bookings via iShop, and options to redeem points for hotel vouchers.<\/p>\n Axis Atlas Credit Card<\/strong> allows cardholders to earn EDGE Miles that can be converted into hotel loyalty points with partners like Accor, Wyndham, ITC and Marriott.<\/p>\n Hotels say these co-branded card tie-ups help build guest loyalty.<\/p>\n KB Kachru, Chairman, South Asia, Radisson Hotel Group, says, \u201cCo-branded credit card partnerships are a powerful lever in enhancing guest loyalty and encouraging repeat stays. These collaborations extend the reach of our loyalty program beyond the hotel stay, allowing members to earn points on everyday purchases\u2014making engagement with the brand more frequent and meaningful.\u201d<\/p>\n He adds that Radisson has partnered with American Express and is exploring more local tie-ups to expand its base in India.<\/p>\n Arjun Baljee, Founder of Iconiqa and President of Royal Orchid Hotels, says, \u201cCo-branded card partnerships help hotels remain top of wallet by allowing guests to earn points not only during stays but also through everyday spends, strengthening their transactional connection with the brand.\u201d<\/p>\n Both hotel groups note that guests are redeeming more points and free night vouchers than before.<\/p>\n According to Kachru, redemption rates have increased, especially for leisure trips and festive stays. Baljee says guests often use points and vouchers on weekends and staycations. Such premium hotel credit cards are generally used by frequent travellers and high spenders who stay at partner hotels and spend enough to benefit from loyalty rewards. Whether to use one depends on how often a person travels, their spending habits and if they can make full use of the perks relative to the annual fee, experts say.<\/p>\n ALSO READ |\u00a0From points to perks: What hotel loyalty programmes are and who should join<\/a><\/strong><\/p>\n<\/div>\n![\"\"](\"https:\/\/images.cnbctv18.com\/uploads\/2024\/12\/hsbc-taj-credit-card-2024-12-3261220190d378a8f123adebed77de63.jpg?im=Resize,width=640,height=360,aspect=fit,type=normal\")
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