IDFC FIRST Bank on Tuesday (January 6) announced the launch of the Zero-Forex Diamond Reserve Credit Card, expanding its premium credit card portfolio with a product positioned around international travel and lifestyle spending.<\/p>\n
According to the bank, the card carries a zero foreign exchange markup on international transactions. It offers reward points on travel and regular spending, with higher earn rates on hotel and flight bookings made through the bank\u2019s platform.<\/p>\n
Cardholders can also access airport lounges in India and overseas, along with benefits such as complimentary golf sessions, selected hotel stay offers, and entertainment-related discounts.<\/p>\n
The Diamond Reserve Credit Card includes travel-related covers such as baggage loss, flight delays, trip cancellation, and accident insurance, as well as personal accident and air accident cover.<\/p>\n
Additional features include lifetime validity of reward points, no cap on reward point accumulation, and redemption flexibility across online purchases.<\/p>\n
The card is priced at \u20b93,000 plus GST annually, with a waiver of the annual fee from the second year for customers meeting a specified annual spending threshold. The bank said the card is available through digital channels for eligible customers.<\/p>\n
Shirish Bhandari, Head \u2013 Credit Cards, FASTag & Loyalty at IDFC FIRST Bank, said the product is aimed at customers with frequent international travel needs, combining zero forex charges with travel-linked rewards and benefits.<\/p>\n
The launch comes amid growing competition in the premium credit card segment, as banks seek to attract higher-spending customers with travel-focused propositions and bundled lifestyle benefits.<\/p>\n<\/div>\n
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