{"id":2537,"date":"2025-08-06T05:08:17","date_gmt":"2025-08-06T05:08:17","guid":{"rendered":"https:\/\/tezgyan.com\/index.php\/2025\/08\/06\/rbi-keeps-repo-rate-unchanged-at-5-50-check-details-economy-news\/"},"modified":"2025-08-06T05:08:17","modified_gmt":"2025-08-06T05:08:17","slug":"rbi-keeps-repo-rate-unchanged-at-5-50-check-details-economy-news","status":"publish","type":"post","link":"https:\/\/tezgyan.com\/index.php\/2025\/08\/06\/rbi-keeps-repo-rate-unchanged-at-5-50-check-details-economy-news\/","title":{"rendered":"RBI Keeps Repo Rate Unchanged At 5.50%, Check Details | Economy News"},"content":{"rendered":"


\n<\/p>\n

\n

Last Updated:<\/span>

RBI MPC August 2025: RBI’s Monetary Policy Committee, led by Sanjay Malhotra, kept the repo rate at 5.5% in August 2025.<\/h2>\n
\n
\n
\n
\n
\"font\"<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n
\"RBI<\/p>\n

RBI has kept the repo rate unchanged in August MPC meeting. <\/p>\n<\/figure>\n

RBI Monetary Policy Committee Meeting August 2025:<\/strong> RBI governor Sanjay Malhotra-led Monetary Policy Committee (MPC) has decided to keep the repo rate unchanged at 5.5 per cent. The status quo came after three rate cuts of 25 bps each in February and April and 50 bps in June by RBI.<\/p>\n

RBI has unanimously decided to keep the \u201cNeutral” stance. The MPC further resolved to maintain a close vigil on the incoming data and the evolving domestic growth-inflation dynamics to chart out the appropriate monetary policy path.<\/p>\n

The repo rate is the interest rate at which the RBI lends money to commercial banks, while the cash reserve ratio (CRR) is the percentage of a bank\u2019s total deposits that must be kept with the RBI as reserves in cash form.<\/p>\n

The RBI maintained its FY26 GDP forecast at 6.5 per cent, says RBI Governor Sanjay Malhotra.<\/p>\n

Real GDP growth projections remain unchanged at 6.5% for FY26:<\/p>\n

Q1: 6.5%<\/p>\n

Q2: 6.7%<\/p>\n

Q3: 6.6%<\/p>\n

Q4: 6.3%.<\/p>\n

The Reserve Bank of India\u2019s (RBI) Monetary Policy Committee (MPC), led by Governor Sanjay Malhotra, began its three-day deliberation on Monday, August 4. It concludes today, August 6.<\/p>\n

The impact of 100 bps rate cut is still unfolding, says RBI Governor Sanjay Malhotra. The MPC, which cut rates in both February, April and June 2025, has already brought the repo rate down by 100 bps to 5.5 per cent.<\/p>\n

The RBI had announced a surprise reduction in CRR by a significant 100 bps to 3 per cent in June MPC, in four tranches of 25 bps each, beginning September 2025.<\/p>\n

How Will The Status Quo Affect You?<\/h2>\n

The RBI maintaining the current rates means there will be no immediate change in EMIs for existing borrowers. For new borrowers, interest rates on home, auto, and personal loans are likely to stay the same, keeping loan affordability unchanged in the short term.<\/p>\n

Since the RBI has maintained status quo on rates, deposit interest rates are expected to stay stable for now. New fixed deposits (FDs) are likely to continue offering similar rates, and existing FDs will remain unaffected.<\/p>\n

\n
\n
<\/p>\n
\"authorimg\"<\/figure>\n

<\/span><\/p>\n

Varun Yadav<\/a><\/p>\n

Varun Yadav is a Sub Editor at News18 Business Digital. He writes articles on markets, personal finance, technology, and more. He completed his post-graduation diploma in English Journalism from the Indian Inst…Read More<\/span><\/p>\n<\/div>\n<\/div>\n

Varun Yadav is a Sub Editor at News18 Business Digital. He writes articles on markets, personal finance, technology, and more. He completed his post-graduation diploma in English Journalism from the Indian Inst… Read More<\/span><\/p>\n<\/div>\n<\/div>\n

Stay updated with all the latest business news, including\u00a0market trends<\/a>,\u00a0stock updates<\/a>,\u00a0tax<\/a>, IPO,\u00a0banking finance<\/a>, real estate, savings and investments. Get in-depth analysis, expert opinions, and real-time updates\u2014only on News18. Also\u00a0Download the\u00a0News18 App<\/a>\u00a0to stay updated!<\/span><\/div>\n

view comments<\/span><\/p>\n

\n
\n
Disclaimer: Comments reflect users\u2019 views, not News18\u2019s. Please keep discussions respectful and constructive. Abusive, defamatory, or illegal comments will be removed. News18 may disable any comment at its discretion. By posting, you agree to our Terms of Use<\/a> and Privacy Policy<\/a>.<\/div>\n<\/div>\n<\/div>\n

Read More<\/span><\/p>\n<\/div>\n


\n
Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Last Updated:August 06, 2025, 10:35 IST RBI MPC August 2025: RBI’s Monetary Policy Committee, led by Sanjay Malhotra, kept the repo rate at 5.5% in August 2025. RBI has kept the repo rate unchanged in August MPC meeting. RBI Monetary Policy Committee Meeting August 2025: RBI governor Sanjay Malhotra-led Monetary Policy Committee (MPC) has decided…<\/p>\n","protected":false},"author":1,"featured_media":2538,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[45],"tags":[],"class_list":["post-2537","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business"],"_links":{"self":[{"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/posts\/2537","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/comments?post=2537"}],"version-history":[{"count":0,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/posts\/2537\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/media\/2538"}],"wp:attachment":[{"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/media?parent=2537"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/categories?post=2537"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/tags?post=2537"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}