{"id":21229,"date":"2025-10-27T11:11:11","date_gmt":"2025-10-27T11:11:11","guid":{"rendered":"https:\/\/tezgyan.com\/index.php\/2025\/10\/27\/cruise-travel-gets-popular-in-india-what-insurance-covers-and-costs-look-like\/"},"modified":"2025-10-27T11:11:11","modified_gmt":"2025-10-27T11:11:11","slug":"cruise-travel-gets-popular-in-india-what-insurance-covers-and-costs-look-like","status":"publish","type":"post","link":"https:\/\/tezgyan.com\/index.php\/2025\/10\/27\/cruise-travel-gets-popular-in-india-what-insurance-covers-and-costs-look-like\/","title":{"rendered":"Cruise travel gets popular in India. What insurance covers and costs look like"},"content":{"rendered":"


\n<\/p>\n

As Indian holidaymakers expand their travel horizons beyond beaches and hill stations to the high seas, insurers are racing to design products that protect them from the risks of cruise travel\u2014from missed ports to medical emergencies miles away from land.<\/p>\n

Tailored coverage for a growing market<\/strong><\/p>\n

\u201cCruise travel offers a unique experience but comes with its own set of risks compared to conventional holidays,\u201d said Meet Kapadia, Head of Travel Insurance at Policybazaar.<\/p>\n

\nHe noted that standard travel insurance often excludes cruise-specific incidents<\/a> such as itinerary disruptions or medical evacuation at sea.<\/p>\n

To fill this gap, insurers have launched cruise-specific add-ons, priced around \u20b9200\u2013\u20b9300, that extend protection to scenarios like delayed departures, onboard medical emergencies, and trip cancellations tied to cruise schedules.<\/p>\n

Policybazaar has observed a steady rise in customers opting for these covers, reflecting awareness about tailoring insurance to the mode of travel\u2014be it by air, land, or sea.<\/p>\n

How much cruise covers cost<\/strong><\/p>\n

Data indicates wide variations in premiums based on insurer and destination.<\/p>\n

For a 30-year-old traveller on a 10-day trip, sample rates show:
\n<\/p>\n\n\n\n\n\n
Insurer<\/strong><\/td>\nEurope (10-day trip)<\/strong><\/td>\nAsia (10-day trip)<\/strong><\/td>\n<\/tr>\n
ICICI Lombard<\/td>\n\u20b9 4,140<\/td>\n\u20b9 1,790<\/td>\n<\/tr>\n
TATA<\/td>\n\u20b9 69<\/td>\n\u20b9 69<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\n(Source: Policybazaar)<\/em><\/p>\n

Industry executives say such differences reflect variations in coverage scope and destination-specific risk.<\/p>\n

Policies for European itineraries typically cost more due to higher medical and logistical costs, while Asian cruises may attract lower premiums.<\/p>\n

Cruise operators build insurance into the experience<\/strong><\/p>\n

Cruise companies are also adapting to changing traveller expectations.<\/p>\n

\u201cAt Antara, guest safety and peace of mind are integral to the experience,\u201d said Vineet Arora, Chief Operating Officer of Antara River Cruises. \u201cWe work with insurers to ensure comprehensive protection for our guests, covering itinerary disruptions and medical contingencies.\u201d<\/p>\n

Arora said insurance partnerships are becoming an essential part of the cruise ecosystem as itineraries become more diverse and travellers seek seamless protection.<\/p>\n

Domestic cruises add depth and sustainability<\/strong><\/p>\n

Within India, river and backwater cruises are finding their niche among travellers looking for slower, more meaningful experiences.<\/p>\n

Spice Coast Cruises by CGH Earth offers handcrafted Kettuvallam houseboats in Kerala\u2019s backwaters\u2014a setting that blends tradition, craftsmanship, and community engagement.<\/p>\n

\u201cPost-pandemic travellers want journeys that connect them with local culture and environment,\u201d said Mridula Jose, Vice President of Marketing and Product Development at CGH Earth.<\/p>\n

She noted that safety and wellbeing remain central to the company\u2019s philosophy, adding that insurance awareness aligns naturally with a growing sense of responsibility in how people travel.<\/p>\n<\/div>\n


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Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

As Indian holidaymakers expand their travel horizons beyond beaches and hill stations to the high seas, insurers are racing to design products that protect them from the risks of cruise travel\u2014from missed ports to medical emergencies miles away from land. Tailored coverage for a growing market \u201cCruise travel offers a unique experience but comes with…<\/p>\n","protected":false},"author":1,"featured_media":4241,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[47],"tags":[],"class_list":["post-21229","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-travel"],"_links":{"self":[{"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/posts\/21229","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/comments?post=21229"}],"version-history":[{"count":0,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/posts\/21229\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/media\/4241"}],"wp:attachment":[{"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/media?parent=21229"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/categories?post=21229"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/tags?post=21229"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}