{"id":20767,"date":"2025-10-25T10:24:17","date_gmt":"2025-10-25T10:24:17","guid":{"rendered":"http:\/\/tezgyan.com\/index.php\/2025\/10\/25\/kotak-mahindra-bank-q2-results-lenders-profit-falls-2-7-to-rs-3253-crore-asset-quality-up-markets-news\/"},"modified":"2025-10-25T10:24:17","modified_gmt":"2025-10-25T10:24:17","slug":"kotak-mahindra-bank-q2-results-lenders-profit-falls-2-7-to-rs-3253-crore-asset-quality-up-markets-news","status":"publish","type":"post","link":"https:\/\/tezgyan.com\/index.php\/2025\/10\/25\/kotak-mahindra-bank-q2-results-lenders-profit-falls-2-7-to-rs-3253-crore-asset-quality-up-markets-news\/","title":{"rendered":"Kotak Mahindra Bank Q2 Results: Lender&#8217;s Profit Falls 2.7% To Rs 3,253 Crore, Asset Quality Up | Markets News"},"content":{"rendered":"<p><br \/>\n<\/p>\n<div id=\"story-9658297\">\n<p><span class=\"jsx-395e0e0beb19cb6e jsx-4143937483\">Last Updated:<\/span><time class=\"jsx-395e0e0beb19cb6e jsx-4143937483\">October 25, 2025, 15:39 IST<\/time><\/p>\n<h2 id=\"asubttl-9658297\" class=\"jsx-c9f81425ec968c48 jsx-325023856 asubttl-schema\">Kotak Mahindra Bank Q2FY26 net profit fell 2.7 percent to Rs 3,253 crore, but NII, deposits, advances, and AUM saw YoY growth.<\/h2>\n<figure class=\"jsx-c9f81425ec968c48 jsx-325023856 amimg\"><img decoding=\"async\" alt=\"Kotak Mahindra Bank \" title=\"Kotak Mahindra Bank \" src=\"https:\/\/images.news18.com\/ibnlive\/uploads\/2021\/07\/1627283897_news18_logo-1200x800.jpg?impolicy=website&amp;width=400&amp;height=225\" loading=\"eager\" fetchpriority=\"high\" class=\"jsx-c9f81425ec968c48 jsx-325023856\"\/><\/p>\n<p>Kotak Mahindra Bank <\/p>\n<\/figure>\n<p id=\"0\" class=\"story_para_0\"><strong>Kotak Mahindra Bank Q2 Results: <\/strong>Kotak Mahindra Bank on Saturday reported a standalone net profit of Rs 3,253 crore for the July\u2013September quarter (Q2FY26), marking a 2.7 percent decline from Rs 3,344 crore in the same period last year.<\/p>\n<p id=\"1\" class=\"story_para_1\">The bank\u2019s Net Interest Income (NII) rose 4 percent year-on-year to Rs 7,311 crore from Rs 7,020 crore in Q2FY25. Net Interest Margin (NIM) for the quarter stood at 4.54 percent, while the cost of funds came in at 4.70 percent.<\/p>\n<p id=\"2\" class=\"story_para_2\">Net advances grew 16 percent YoY to Rs 4.63 lakh crore as of September 30, 2025, compared to Rs 3.99 lakh crore a year earlier. Asset quality improved, with Gross NPA at 1.39 percent and Net NPA at 0.32 percent, against 1.49 percent and 0.43 percent, respectively, in the previous year. The Provision Coverage Ratio stood at 77 percent.<\/p>\n<p id=\"3\" class=\"story_para_3\">Average total deposits increased 14 percent YoY to Rs 5.11 lakh crore during Q2FY26 from Rs 4.46 lakh crore in Q2FY25. Average current deposits also climbed 14 percent YoY to Rs 70,220 crore from Rs 61,853 crore.<\/p>\n<p id=\"4\" class=\"story_para_4\">As of September 30, 2025, Kotak Mahindra Bank\u2019s Gross Non-Performing Assets (GNPA) stood at 1.39% and Net NPA at 0.32%, improving from 1.49% and 0.43%, respectively, in Q2FY25.<\/p>\n<p id=\"5\" class=\"story_para_5\">The bank\u2019s total Assets Under Management (AUM) rose 12% year-on-year to Rs 7,60,598 crore as of September 30, 2025, up from Rs 6,80,838 crore a year ago. Domestic mutual fund equity AUM grew 14% YoY to Rs 3,62,694 crore during the same period.<\/p>\n<div class=\"jsx-95088aad1b3c53cd atawrap\">\n<div class=\"jsx-95088aad1b3c53cd atadetailwrp\">\n<div class=\"jsx-95088aad1b3c53cd ataname\"><span class=\"jsx-95088aad1b3c53cd atthumb\"><\/p>\n<figure class=\"jsx-95088aad1b3c53cd\"><img decoding=\"async\" alt=\"Varun Yadav\" title=\"Varun Yadav\" src=\"https:\/\/images.news18.com\/ibnlive\/uploads\/2025\/02\/WhatsApp-Image-2025-02-11-at-14.38.33-2025-02-47cdd4fd31681cc3efe5087cb8bd1418.jpeg?impolicy=website&amp;width=60&amp;height=60\" class=\"jsx-95088aad1b3c53cd\"\/><\/figure>\n<p><\/span><\/p>\n<div class=\"jsx-95088aad1b3c53cd attitle\"><a href=\"https:\/\/www.news18.com\/byline\/varun-yadav-28203.html\" class=\"jsx-95088aad1b3c53cd atamail\">Varun Yadav<\/a><\/p>\n<p>Varun Yadav is a Sub Editor at News18 Business Digital. He writes articles on markets, personal finance, technology, and more. He completed his post-graduation diploma in English Journalism from the Indian Inst&#8230;<span class=\"jsx-95088aad1b3c53cd aurpdebtn\">Read More<\/span><\/p>\n<\/div>\n<\/div>\n<p>Varun Yadav is a Sub Editor at News18 Business Digital. He writes articles on markets, personal finance, technology, and more. He completed his post-graduation diploma in English Journalism from the Indian Inst&#8230;<!-- --> <span class=\"jsx-95088aad1b3c53cd aurpdebtn\">Read More<\/span><\/p>\n<\/div>\n<\/div>\n<div class=\"jsx-c9f81425ec968c48 jsx-325023856 artcta\"><a href=\"https:\/\/news18.co\/n18egpab\" target=\"_blank\" rel=\"noopener noreferrer\">Follow News18 on Google<\/a>. Join the fun, play <a href=\"https:\/\/www.news18.com\/games\/\">QIK games on News18<\/a>. Stay updated with all the latest business news, including <a href=\"https:\/\/www.news18.com\/business\/markets\/\">market trends<\/a>,\u00a0<a href=\"https:\/\/www.news18.com\/topics\/stocks-to-watch\/\">stock updates<\/a>,\u00a0<a href=\"https:\/\/www.news18.com\/business\/tax\/\">tax<\/a>, IPO,\u00a0<a href=\"https:\/\/www.news18.com\/business\/banking-finance\/\">banking finance<\/a>, real estate, savings and investments. To Get in-depth analysis, expert opinions, and real-time updates. Also <span data-olk-copy-source=\"MessageBody\">Download the\u00a0<a href=\"https:\/\/onelink.to\/eng-article-eop\">News18 App<\/a> to stay updated.<\/span><\/div>\n<div class=\"jsx-c9f81425ec968c48 jsx-325023856 atbtlink fp\"><span>First Published:<\/span><\/p>\n<div class=\"rs\">\n<p>October 25, 2025, 15:39 IST<\/p>\n<\/div>\n<\/div>\n<div class=\"jsx-c9f81425ec968c48 jsx-325023856 brdcrmb\"><a href=\"https:\/\/www.news18.com\/\">News<\/a>  <a href=\"https:\/\/www.news18.com\/business\/\">business<\/a>  <a href=\"https:\/\/www.news18.com\/business\/markets\/\">markets<\/a>  <span class=\"brdout\"> Kotak Mahindra Bank Q2 Results: Lender&#8217;s Profit Falls 2.7% To Rs 3,253 Crore, Asset Quality Up<\/span><\/div>\n<div id=\"coral-wrap\" class=\"jsx-ba4d8f086a12294f \">\n<div class=\"jsx-ba4d8f086a12294f coral-cont\">\n<div class=\"jsx-ba4d8f086a12294f coltoptxt\">Disclaimer: Comments reflect users\u2019 views, not News18\u2019s. Please keep discussions respectful and constructive. Abusive, defamatory, or illegal comments will be removed. News18 may disable any comment at its discretion. By posting, you agree to our <a href=\"https:\/\/www.news18.com\/disclaimer\/\" class=\"jsx-ba4d8f086a12294f\">Terms of Use<\/a> and <a href=\"https:\/\/www.news18.com\/privacy_policy\/\" class=\"jsx-ba4d8f086a12294f\">Privacy Policy<\/a>.<\/div>\n<\/div>\n<\/div>\n<p><span class=\"jsx-c9f81425ec968c48 jsx-325023856 rmbtn news18_read_more\">Read More<\/span><\/p>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/www.news18.com\/business\/markets\/kotak-mahindra-bank-q2-results-lenders-profit-falls-2-7-to-rs-3253-crore-asset-quality-up-ws-l-9658297.html\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Last Updated:October 25, 2025, 15:39 IST Kotak Mahindra Bank Q2FY26 net profit fell 2.7 percent to Rs 3,253 crore, but NII, deposits, advances, and AUM saw YoY growth. Kotak Mahindra Bank Kotak Mahindra Bank Q2 Results: Kotak Mahindra Bank on Saturday reported a standalone net profit of Rs 3,253 crore for the July\u2013September quarter (Q2FY26),&#8230;<\/p>\n","protected":false},"author":1,"featured_media":20768,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[45],"tags":[],"class_list":["post-20767","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business"],"_links":{"self":[{"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/posts\/20767","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/comments?post=20767"}],"version-history":[{"count":0,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/posts\/20767\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/media\/20768"}],"wp:attachment":[{"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/media?parent=20767"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/categories?post=20767"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/tags?post=20767"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}