{"id":20723,"date":"2025-10-25T07:21:21","date_gmt":"2025-10-25T07:21:21","guid":{"rendered":"https:\/\/tezgyan.com\/index.php\/2025\/10\/25\/missed-the-gold-and-silver-boom-ca-explains-how-you-can-still-grow-wealth-with-patience-business-news\/"},"modified":"2025-10-25T07:21:21","modified_gmt":"2025-10-25T07:21:21","slug":"missed-the-gold-and-silver-boom-ca-explains-how-you-can-still-grow-wealth-with-patience-business-news","status":"publish","type":"post","link":"https:\/\/tezgyan.com\/index.php\/2025\/10\/25\/missed-the-gold-and-silver-boom-ca-explains-how-you-can-still-grow-wealth-with-patience-business-news\/","title":{"rendered":"Missed The Gold And Silver Boom? CA Explains How You Can Still Grow Wealth With Patience | Business News"},"content":{"rendered":"


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Financial educator Nitin Kaushik says missing gold or silver rallies isn\u2019t a setback for long-term investors.<\/h2>\n
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Patience and steady investing beat market timing.(Photo Credit: X)<\/p>\n<\/figure>\n

Gold and silver prices have surged sharply in recent months, but missing this rally does not mean investors have lost out, says financial educator and chartered accountant Nitin Kaushik. He shared his views in a post on X (formerly Twitter), stressing that long-term wealth is built through patience and consistency, not by chasing short-term gains.<\/p>\n

Kaushik pointed out, \u201cEveryone\u2019s buzzing about the recent gold and silver surge\u2026 But here\u2019s the truth \u2013 if you missed the rally, it\u2019s not the end. You haven\u2019t missed the essence of building long-term wealth.”<\/p>\n

How Precious Metals Work<\/strong><\/p>\n

Gold has risen from around Rs 68,000 to over Rs 1,10,000 per 10 grams in just a few months; a jump of about 62 per cent. For an Rs 80 lakh portfolio with 7.5 per cent in gold (roughly Rs 6 lakh), the notional gain is about Rs 3.7 lakh. Kaushik notes that while this gain is exciting, it is not life-changing on its own.<\/p>\n

According to him, precious metals like gold and silver move in long cycles. Short-term spikes can be thrilling, but real wealth comes from steady investing over time. \u201cPrecious metals reward patience, allocation, and compounding, not perfect timing,” he said.<\/p>\n

Check his post here:<\/strong><\/p>\n

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Gold & Silver Rallies: Why Missing Them Isn\u2019t a LossEveryone\u2019s buzzing about the recent gold & silver surge. Social media is full of \u201cLook at these returns!” headlines.<\/p>\n

But here\u2019s the honest truth \u2014 if you missed the rally, it\u2019s not the end. You haven\u2019t missed the essence of\u2026 pic.twitter.com\/pyFcAtkfzL<\/a><\/p>\n

\u2014 CA Nitin Kaushik (FCA) | LLB (@Finance_Bareek) October 23, 2025<\/a><\/p>\n<\/blockquote>\n<\/div>\n

Invest Regularly for Steady Growth<\/strong><\/p>\n

Kaushik recommends consistent monthly investments; for example, Rs 50,000 in gold, silver, or gold ETFs over 5 to 10 years. This approach captures both market highs and lows, reducing the stress of trying to time the market perfectly.<\/p>\n

He also highlighted the tax benefits of long-term holdings. Long-term capital gains on gold held for over 36 months are taxed at 20 per cent with indexation benefits.<\/p>\n

Sovereign Gold Bonds (SGBs) offer tax-free gains if held to maturity and pay fixed interest, making them attractive long-term options. Physical gold, however, comes with extra costs such as making charges and GST, which can reduce net returns.<\/p>\n

Current Prices and Outlook<\/strong><\/p>\n

As of October 2025, 24-carat gold trades around Rs 1,30,000 per 10 grams, while silver is near Rs 1,90,000 per kg; about a 60 per cent year-on-year increase. Despite short-term ups and downs, Kaushik says both metals remain dependable parts of a balanced portfolio.<\/p>\n

He concluded his thread by reminding investors not to panic if they missed recent rallies. \u201cIf you caught the rally, congratulations! If you didn\u2019t, don\u2019t worry. Precious metals reward those who stay disciplined and invested for the long haul,” Kaushik wrote.<\/p>\n

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A team of writers and reporters decodes vast terms of personal finance and making money matters simpler for you. From latest initial public offerings (IPOs) in the market to best investment options, we cover al…Read More<\/span><\/p>\n<\/div>\n<\/div>\n

A team of writers and reporters decodes vast terms of personal finance and making money matters simpler for you. From latest initial public offerings (IPOs) in the market to best investment options, we cover al… Read More<\/span><\/p>\n<\/div>\n<\/div>\n

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Location :<\/span><\/p>\n

Delhi, India, India<\/span><\/p>\n<\/div>\n

First Published:<\/span><\/p>\n
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October 25, 2025, 12:44 IST<\/p>\n<\/div>\n<\/div>\n

News<\/a> business<\/a> Missed The Gold And Silver Boom? CA Explains How You Can Still Grow Wealth With Patience<\/span><\/div>\n
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