{"id":18853,"date":"2025-10-18T14:33:58","date_gmt":"2025-10-18T14:33:58","guid":{"rendered":"https:\/\/tezgyan.com\/index.php\/2025\/10\/18\/yes-bank-q2-net-profit-jumps-18-yoy-federal-banks-profit-falls-10-but-nii-at-record-high-banking-and-finance-news\/"},"modified":"2025-10-18T14:33:58","modified_gmt":"2025-10-18T14:33:58","slug":"yes-bank-q2-net-profit-jumps-18-yoy-federal-banks-profit-falls-10-but-nii-at-record-high-banking-and-finance-news","status":"publish","type":"post","link":"https:\/\/tezgyan.com\/index.php\/2025\/10\/18\/yes-bank-q2-net-profit-jumps-18-yoy-federal-banks-profit-falls-10-but-nii-at-record-high-banking-and-finance-news\/","title":{"rendered":"Yes Bank Q2 Net Profit Jumps 18% YoY; Federal Bank’s Profit Falls 10% But NII At Record High | Banking and Finance News"},"content":{"rendered":"


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Last Updated:<\/span>

Yes Bank Ltd and Federal Bank Ltd announce their financial results for the July-September quarter of FY26.<\/h2>\n
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Q2 Financial Results.<\/p>\n<\/figure>\n

Yes Bank Ltd and Federal Bank Ltd on Saturday announced their financial results for the July-September quarter of FY26. Yes Bank reported a double-digit rise in its profit aided by lower interest expenses and higher other income. However, Federal Bank saw a fall in profit despite record interest income and an improvement in asset quality.<\/p>\n

Yes Bank Q2 Results<\/strong><\/p>\n

Yes Bank reported an 18.3 percent year-on-year (YoY) increase in standalone net profit to Rs 654.5 crore for the second quarter of FY26. The growth was driven by higher other income and lower interest expenses, even as the lender faced pressure on its core income.<\/p>\n

The bank\u2019s net interest income (NII) declined 3 percent YoY to Rs 2,300.9 crore, reflecting a competitive lending environment. Total income for the quarter stood at Rs 9,023.2 crore, down 1.2 percent from the year-ago period, according to the bank\u2019s exchange filing.<\/p>\n

Asset quality remained largely stable. Gross non-performing assets (GNPA) rose 4.3 percent YoY to Rs 4,055.3 crore, while the GNPA ratio was steady at 1.6 percent, unchanged from the previous year. Provisions, however, increased 41 percent YoY to Rs 419 crore, indicating higher provisioning requirements even as slippages remained contained.<\/p>\n

Federal Bank Q2 Results: Record NII At Rs 2,495 Crore<\/strong><\/p>\n

Federal Bank Ltd reported a 9.6 percent YoY decline in standalone net profit to Rs 955.3 crore for the July-September quarter, even as net interest income (NII) grew 5.4 percent to a record Rs 2,495 crore. On a sequential basis, the bank\u2019s profit rose 10.85 percent.<\/p>\n

The lender\u2019s asset quality improved further, with GNPA easing to 1.83 percent from 2.09 percent a year earlier and net NPA at 0.48 percent versus 0.57 percent. Fee income climbed 13 percent YoY to an all-time high of Rs 886 crore, underscoring the strength of non-interest income. Operating profit increased 5 percent to Rs 1,644 crore.<\/p>\n

Key profitability ratios remained stable, with return on assets (ROA) at 1.09 percent and return on equity (ROE) at 11.01 percent. Total deposits rose 7.4 percent YoY to Rs 2.89 lakh crore, while net advances increased 6.2 percent to Rs 2.45 lakh crore as of September 30, 2025.<\/p>\n

The current account savings account (CASA) ratio improved 94 basis points to 31.01 percent, supported by a 10.7 percent rise in CASA deposits to Rs 89,591 crore. Total income grew 3.8 percent YoY to Rs 7,824.3 crore.<\/p>\n

Federal Bank\u2019s provision coverage ratio remained strong at 73.45 percent, while the capital adequacy ratio (CRAR) rose to 15.71 percent from 15.20 percent a year earlier. Net worth grew nearly 12 percent YoY to Rs 34,820 crore.<\/p>\n

Commenting on the performance, Managing Director and CEO K.V.S. Manian said, \u201cOur CASA franchise continues to demonstrate sustained and meaningful growth, reflecting customer trust and consistent execution. We\u2019re broadening our asset mix thoughtfully and strengthening our foundation for the future.”<\/p>\n

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\"Mohammad<\/figure>\n

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Mohammad Haris<\/a><\/p>\n

Haris is Deputy News Editor (Business) at news18.com. He writes on various issues related to personal finance, markets, economy and companies. Having over a decade of experience in financial journalism, Haris h…Read More<\/span><\/p>\n<\/div>\n<\/div>\n

Haris is Deputy News Editor (Business) at news18.com. He writes on various issues related to personal finance, markets, economy and companies. Having over a decade of experience in financial journalism, Haris h… Read More<\/span><\/p>\n<\/div>\n<\/div>\n

Follow News18 on Google<\/a>. Join the fun, play QIK games on News18<\/a>. Stay updated with all the latest business news, including market trends<\/a>,\u00a0stock updates<\/a>,\u00a0tax<\/a>, IPO,\u00a0banking finance<\/a>, real estate, savings and investments. To Get in-depth analysis, expert opinions, and real-time updates. Also Download the\u00a0News18 App<\/a> to stay updated.<\/span><\/div>\n
First Published:<\/span><\/p>\n
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October 18, 2025, 15:22 IST<\/p>\n<\/div>\n<\/div>\n

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Last Updated:October 18, 2025, 15:33 IST Yes Bank Ltd and Federal Bank Ltd announce their financial results for the July-September quarter of FY26. Q2 Financial Results. Yes Bank Ltd and Federal Bank Ltd on Saturday announced their financial results for the July-September quarter of FY26. Yes Bank reported a double-digit rise in its profit aided…<\/p>\n","protected":false},"author":1,"featured_media":7645,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[45],"tags":[],"class_list":["post-18853","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business"],"_links":{"self":[{"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/posts\/18853","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/comments?post=18853"}],"version-history":[{"count":0,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/posts\/18853\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/media\/7645"}],"wp:attachment":[{"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/media?parent=18853"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/categories?post=18853"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/tags?post=18853"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}