{"id":14643,"date":"2025-09-22T10:02:00","date_gmt":"2025-09-22T10:02:00","guid":{"rendered":"http:\/\/tezgyan.com\/index.php\/2025\/09\/22\/what-is-cashless-everywhere-feature-in-health-insurance-check-eligibility-premium-rates-business-news\/"},"modified":"2025-09-22T10:02:00","modified_gmt":"2025-09-22T10:02:00","slug":"what-is-cashless-everywhere-feature-in-health-insurance-check-eligibility-premium-rates-business-news","status":"publish","type":"post","link":"https:\/\/tezgyan.com\/index.php\/2025\/09\/22\/what-is-cashless-everywhere-feature-in-health-insurance-check-eligibility-premium-rates-business-news\/","title":{"rendered":"What Is \u2018Cashless Everywhere Feature\u2019 In Health Insurance: Check Eligibility, Premium Rates | Business News"},"content":{"rendered":"


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Last Updated:<\/span>

Cashless Everywhere is a beneficial initiative for health insurance policyholders in urgent need of medical treatment without sufficient money at hand for upfront payments.<\/h2>\n
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Cashless Everywhere is an impactful health insurance initiative. <\/p>\n<\/figure>\n

Launched in 2024, \u2018Cashless Everywhere\u2019 is a beneficial feature made available to policyholders by the General Insurance Council in consultation with Health Insurance Companies. Since being introduced, the initiative has helped policyholders and patients in urgent need of medical attention get treatment without having to pay upfront, even outside the insurer\u2019s network of hospitals.<\/p>\n

Until last year, the cashless facility in health insurance schemes was confined only to the set of hospitals that fell under the insurance company\u2019s network. But, under the \u2018cashless everywhere\u2019 initiative, a policyholder can get treated in the hospital they choose and the company will have to provide the due benefits to the person.<\/p>\n

Unlike the previous system, policyholders no longer have to pay the medical costs upfront and then apply for their reimbursements after being discharged. Regardless of whether a hospital has a tie-up with the insurance company or not, individuals can now enjoy the cashless facility under the policy acquired.<\/p>\n

\u2018Cashless Everywhere\u2019 Option Subject To Conditions<\/strong><\/p>\n

While greatly beneficial for individuals seeking immediate policy benefits and medical relief, the cashless everywhere option is subject to different conditions that health insurance policyholders must understand.<\/p>\n

Before availing the cashless everywhere facility, a policyholder should inform the insurance company at least 48 hours before admission.<\/p>\n

In cases of emergency, the customer must inform the insurance provider within 48 hours of their admission for treatment.<\/p>\n

Both the claim and the cashless facility sought by the policyholder must be admissible as per the operating guidelines set by the insurance company.<\/p>\n

In India, currently around 63 per cent of health insurance policyholders opt for the cashless facility, while the rest still pay upfront and resort to reimbursements later on.<\/p>\n

Roadblocks<\/strong><\/p>\n

Even though individuals are encouraged to avail the cashless everywhere facility for medical purposes, the initiative isn\u2019t short of its roadblocks. Given that the Insurance Regulatory and Development Authority of India (IRDAI) hasn\u2019t yet issued an official notification regarding the initiative, the cashless everywhere doesn\u2019t fall under any regulatory purview.<\/p>\n

Not all hospitals may easily adapt and accept the option. They could insist that patients and family members to make upfront payments before admission for treatment. The slow and reluctant implication of the cashless everywhere facility should be a concern for the General Insurance Council.<\/p>\n

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Buzz Staff<\/a><\/p>\n

A team of writers at News18.com bring you stories on what\u2019s creating the buzz on the Internet while exploring science, cricket, tech, gender, Bollywood, and culture.<\/p>\n<\/div>\n<\/div>\n

A team of writers at News18.com bring you stories on what\u2019s creating the buzz on the Internet while exploring science, cricket, tech, gender, Bollywood, and culture. <\/p>\n<\/div>\n<\/div>\n

Click here<\/a> to add News18 as your preferred news source on Google. Stay updated with all the latest business news, including market trends<\/a>,\u00a0stock updates<\/a>,\u00a0tax<\/a>, IPO,\u00a0banking finance<\/a>, real estate, savings and investments. To Get in-depth analysis, expert opinions, and real-time updates. Also Download the\u00a0News18 App<\/a> to stay updated.<\/span><\/div>\n
Location :<\/span><\/p>\n

Delhi, India, India<\/span><\/p>\n<\/div>\n

First Published:<\/span><\/p>\n
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September 22, 2025, 15:27 IST<\/p>\n<\/div>\n<\/div>\n

News<\/a> business<\/a> What Is \u2018Cashless Everywhere Feature\u2019 In Health Insurance: Check Eligibility, Premium Rates<\/span><\/div>\n
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Last Updated:September 22, 2025, 15:27 IST Cashless Everywhere is a beneficial initiative for health insurance policyholders in urgent need of medical treatment without sufficient money at hand for upfront payments. Cashless Everywhere is an impactful health insurance initiative. Launched in 2024, \u2018Cashless Everywhere\u2019 is a beneficial feature made available to policyholders by the General Insurance…<\/p>\n","protected":false},"author":1,"featured_media":14644,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[45],"tags":[],"class_list":["post-14643","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business"],"_links":{"self":[{"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/posts\/14643","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/comments?post=14643"}],"version-history":[{"count":0,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/posts\/14643\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/media\/14644"}],"wp:attachment":[{"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/media?parent=14643"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/categories?post=14643"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/tags?post=14643"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}