{"id":14496,"date":"2025-09-21T18:32:10","date_gmt":"2025-09-21T18:32:10","guid":{"rendered":"https:\/\/tezgyan.com\/index.php\/2025\/09\/21\/lics-brilliant-policy-pay-premiums-for-5-years-enjoy-a-lifetime-of-income\/"},"modified":"2025-09-21T18:32:10","modified_gmt":"2025-09-21T18:32:10","slug":"lics-brilliant-policy-pay-premiums-for-5-years-enjoy-a-lifetime-of-income","status":"publish","type":"post","link":"https:\/\/tezgyan.com\/index.php\/2025\/09\/21\/lics-brilliant-policy-pay-premiums-for-5-years-enjoy-a-lifetime-of-income\/","title":{"rendered":"LIC’s Brilliant Policy! Pay Premiums For 5 Years, Enjoy A Lifetime Of Income!"},"content":{"rendered":"


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Everyone dreams of having an income that continues, even after we stop working. To help make this dream a reality, the Life Insurance Corporation of India (LIC) has launched a remarkable new policy called \u2018Jeevan Utsav\u2019. Designed to offer financial security, this plan truly brings a festive spirit to your life.<\/p>\n

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Jeevan Utsav is a distinctive insurance policy that provides a guaranteed fixed income for life, without any exposure to stock market risks. It is a comprehensive life insurance plan with a built-in savings component, ensuring both safety and consistent returns on your investment.<\/p>\n

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This policy is available to individuals from as early as 90 days after birth up to the age of 65. You can select a premium payment term that suits your needs, ranging from 5 to 16 years. The minimum sum assured is Rs 5 lakh.<\/p>\n

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For example, if you opt for a policy with a Rs 5 lakh sum assured and a 5-year premium term, your annual premium would be approximately Rs 1.16 lakh for the five-year term. After this, there is a 5-year waiting period, meaning the benefits begin 10 years from the start of the policy. From the 11th year onwards, you will begin receiving an annual payout of 10% of the sum assured \u2014 that is, Rs 50,000 every year. The key highlight of this scheme is that this amount is paid every year for life, essentially serving as a lifelong guaranteed pension.<\/p>\n

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Moreover, if you choose not to withdraw the annual payout and instead allow it to accumulate with LIC, it will earn compound interest at a rate of 5.5% per annum, further increasing your wealth over time. In the unfortunate event of the policyholder\u2019s demise, the nominee will receive the sum assured along with other applicable benefits.<\/p>\n

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In summary, Jeevan Utsav is an excellent policy that offers lifelong guaranteed income with a relatively low annual premium. Speak to your LIC advisor today to secure your future and enjoy peace of mind in retirement.<\/p>\n

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Everyone dreams of having an income that continues, even after we stop working. To help make this dream a reality, the Life Insurance Corporation of India (LIC) has launched a remarkable new policy called \u2018Jeevan Utsav\u2019. Designed to offer financial security, this plan truly brings a festive spirit to your life. Jeevan Utsav is a…<\/p>\n","protected":false},"author":1,"featured_media":4154,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[45],"tags":[],"class_list":["post-14496","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business"],"_links":{"self":[{"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/posts\/14496","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/comments?post=14496"}],"version-history":[{"count":0,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/posts\/14496\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/media\/4154"}],"wp:attachment":[{"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/media?parent=14496"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/categories?post=14496"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/tags?post=14496"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}