{"id":11511,"date":"2025-09-09T17:35:56","date_gmt":"2025-09-09T17:35:56","guid":{"rendered":"https:\/\/tezgyan.com\/index.php\/2025\/09\/09\/from-sbi-to-iob-best-interest-rates-on-444-day-special-fds-business-news\/"},"modified":"2025-09-09T17:35:56","modified_gmt":"2025-09-09T17:35:56","slug":"from-sbi-to-iob-best-interest-rates-on-444-day-special-fds-business-news","status":"publish","type":"post","link":"https:\/\/tezgyan.com\/index.php\/2025\/09\/09\/from-sbi-to-iob-best-interest-rates-on-444-day-special-fds-business-news\/","title":{"rendered":"From SBI To IOB, Best Interest Rates On 444-Day Special FDs | Business News"},"content":{"rendered":"


\n<\/p>\n

\n

Last Updated:<\/span>

Several public sector banks offer a special 444-day Fixed Deposit scheme with higher interest rates and safe returns.<\/h2>\n
\n
\n
\n
\n
\"font\"<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n
\"Investors<\/p>\n

Investors can earn up to 6.75 per cent interest. (Representative Image)<\/p>\n<\/figure>\n

Investors looking for safe and steady returns are turning to a unique fixed deposit (FD) option called the 444-day special FD. Unlike regular fixed deposits, this scheme offers a slightly higher interest rate for a non-standard duration of 444 days. Several public sector banks (PSUs) have started offering this option, making it popular among risk-averse investors who prefer guaranteed returns.<\/p>\n

If you are planning to invest around Rs 5,00,000 in a fixed deposit, the 444-day FD can be a good choice to earn better interest than regular FDs. Here is a look at what some of the top PSU banks are offering.<\/p>\n

SBI offers a competitive interest rate<\/strong><\/p>\n

State Bank of India (SBI) is offering a 444-day FD with an interest rate of 6.60 per cent. If you invest Rs 7.25 lakh in this FD, it can grow to approximately Rs 7.85 lakh after 444 days. Similarly, an investment of Rs 9.25 lakh could increase to around Rs 10.02 lakh by the end of the tenure.<\/p>\n

Punjab & Sind Bank gives slightly higher returns<\/strong><\/p>\n

Punjab and Sind Bank is providing an interest rate of 6.70 per cent on its 444-day FD scheme. Under this, a Rs 7.25 lakh investment may grow to about Rs 7.86 lakh. Likewise, an investment of Rs 9.25 lakh could yield approximately Rs 10.03 lakh at maturity.<\/p>\n

Canara Bank\u2019s offer is also attractive<\/strong><\/p>\n

Canara Bank is offering an interest rate of 6.50 per cent for its 444-day FD. An investment of Rs 7.25 lakh here is likely to grow to around Rs 7.84 lakh, while Rs 9.25 lakh could mature to about Rs 10.00 lakh.<\/p>\n

Indian Overseas Bank offers the highest rate<\/strong><\/p>\n

Indian Overseas Bank (IOB) has the highest interest rate among these at 6.75 per cent. For a Rs 7.25 lakh investment, the return could be close to Rs 7.87 lakh, and for Rs 9.25 lakh, it may grow up to Rs 10.03 lakh.<\/p>\n

These special 444-day FDs are gaining attention as they offer slightly better returns than standard FDs, with the safety of government-backed banks.<\/p>\n

It is important to note that the returns mentioned are indicative. Investors should verify rates and consult a financial advisor before making investment decisions.<\/p>\n

\n
\n
<\/p>\n
\"authorimg\"<\/figure>\n

<\/span><\/p>\n

Business Desk<\/a><\/p>\n

A team of writers and reporters decodes vast terms of personal finance and making money matters simpler for you. From latest initial public offerings (IPOs) in the market to best investment options, we cover al…Read More<\/span><\/p>\n<\/div>\n<\/div>\n

A team of writers and reporters decodes vast terms of personal finance and making money matters simpler for you. From latest initial public offerings (IPOs) in the market to best investment options, we cover al… Read More<\/span><\/p>\n<\/div>\n<\/div>\n

Location :<\/span><\/p>\n

Delhi, India, India<\/span><\/p>\n<\/div>\n

First Published:<\/span><\/p>\n
\n

September 09, 2025, 18:09 IST<\/p>\n<\/div>\n<\/div>\n

News<\/a> business<\/a> From SBI To IOB, Best Interest Rates On 444-Day Special FDs<\/span><\/div>\n
\n
\n
Disclaimer: Comments reflect users\u2019 views, not News18\u2019s. Please keep discussions respectful and constructive. Abusive, defamatory, or illegal comments will be removed. News18 may disable any comment at its discretion. By posting, you agree to our Terms of Use<\/a> and Privacy Policy<\/a>.<\/div>\n<\/div>\n<\/div>\n

Read More<\/span><\/p>\n<\/div>\n


\n
Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Last Updated:September 09, 2025, 18:09 IST Several public sector banks offer a special 444-day Fixed Deposit scheme with higher interest rates and safe returns. Investors can earn up to 6.75 per cent interest. (Representative Image) Investors looking for safe and steady returns are turning to a unique fixed deposit (FD) option called the 444-day special…<\/p>\n","protected":false},"author":1,"featured_media":11512,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[45],"tags":[],"class_list":["post-11511","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business"],"_links":{"self":[{"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/posts\/11511","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/comments?post=11511"}],"version-history":[{"count":0,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/posts\/11511\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/media\/11512"}],"wp:attachment":[{"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/media?parent=11511"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/categories?post=11511"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/tags?post=11511"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}