{"id":11002,"date":"2025-09-07T17:49:22","date_gmt":"2025-09-07T17:49:22","guid":{"rendered":"https:\/\/tezgyan.com\/index.php\/2025\/09\/07\/6-tips-for-choosing-the-right-plan\/"},"modified":"2025-09-07T17:49:22","modified_gmt":"2025-09-07T17:49:22","slug":"6-tips-for-choosing-the-right-plan","status":"publish","type":"post","link":"https:\/\/tezgyan.com\/index.php\/2025\/09\/07\/6-tips-for-choosing-the-right-plan\/","title":{"rendered":"6 Tips For Choosing The Right Plan"},"content":{"rendered":"<p><br \/>\n<\/p>\n<div>\n<p>The GST Council, chaired by Union Finance Minister Nirmala Sitharaman and comprising ministers from all states, decided to exempt health insurance premiums from the levy of goods and services tax (GST). This will be effective from September 22, 2025, the first day of Navratri.<\/p>\n<\/div>\n<div>\n<div id=\"gallery-photo-1\" class=\"jsx-6a1e32423ad68b39 phtwrp\">\n<figure class=\"jsx-6a1e32423ad68b39\"><img decoding=\"async\" src=\"https:\/\/images.news18.com\/ibnlive\/uploads\/2025\/09\/insurance-1-2025-09-1c9dc744ee7d6e6be3c1989efacc16b4.jpg\" alt=\"No GST On Health Insurance: 6 Tips For Choosing The Right Plan\" title=\"No GST On Health Insurance: 6 Tips For Choosing The Right Plan\" class=\"jsx-6a1e32423ad68b39\"\/><\/figure>\n<p> Currently, health and term insurance products attract a GST rate of 18 per cent. As a result of the GST exemption, health and term insurance premiums are expected to become cheaper now. (Image: Canva)<\/p>\n<p><span style=\"font-size:0\"\/><\/div>\n<div id=\"gallery-photo-2\" class=\"jsx-6a1e32423ad68b39 phtwrp\">\n<figure class=\"jsx-6a1e32423ad68b39\"><img decoding=\"async\" src=\"https:\/\/images.news18.com\/ibnlive\/uploads\/2025\/09\/medical-emergencies-2-2025-09-7b12d2fa9a784b3ef23fc72f2127718b.jpg\" alt=\"No GST On Health Insurance: 6 Tips For Choosing The Right Plan\" title=\"No GST On Health Insurance: 6 Tips For Choosing The Right Plan\" class=\"jsx-6a1e32423ad68b39 lazyload\"\/><\/figure>\n<p> With healthcare costs soaring and medical emergencies lurking around the corner, a solid health insurance plan is more than just a safety net; it\u2019s a shield against financial ruin. Here are some essential tips to keep in mind. (Image: Canva)<\/p>\n<p><span style=\"font-size:0\"\/><\/div>\n<div id=\"gallery-photo-3\" class=\"jsx-6a1e32423ad68b39 phtwrp\">\n<figure class=\"jsx-6a1e32423ad68b39\"><img decoding=\"async\" src=\"https:\/\/images.news18.com\/ibnlive\/uploads\/2025\/09\/insurance-3-2025-09-9fa4525aa353306557b024125b870ed4.jpg\" alt=\"No GST On Health Insurance: 6 Tips For Choosing The Right Plan\" title=\"No GST On Health Insurance: 6 Tips For Choosing The Right Plan\" class=\"jsx-6a1e32423ad68b39 lazyload\"\/><\/figure>\n<p> <strong>Assess Your Needs:<\/strong> Consider your age, family size, medical history, and lifestyle to determine the right coverage. (Image: Canva)<\/p>\n<p><span style=\"font-size:0\"\/><\/div>\n<div id=\"gallery-photo-4\" class=\"jsx-6a1e32423ad68b39 phtwrp\">\n<figure class=\"jsx-6a1e32423ad68b39\"><img decoding=\"async\" src=\"https:\/\/images.news18.com\/ibnlive\/uploads\/2025\/09\/insurance-4-2025-09-794cc1ee1c03f6ecc31bf9ec0af4572f.jpg\" alt=\"No GST On Health Insurance: 6 Tips For Choosing The Right Plan\" title=\"No GST On Health Insurance: 6 Tips For Choosing The Right Plan\" class=\"jsx-6a1e32423ad68b39 lazyload\"\/><\/figure>\n<p> <strong>Compare Plans:<\/strong> Use online comparison tools to evaluate different plans based on premium, coverage, network hospitals, and claim settlement process. (Image: Canva)<\/p>\n<p><span style=\"font-size:0\"\/><\/div>\n<div id=\"gallery-photo-5\" class=\"jsx-6a1e32423ad68b39 phtwrp\">\n<figure class=\"jsx-6a1e32423ad68b39\"><img decoding=\"async\" src=\"https:\/\/images.news18.com\/ibnlive\/uploads\/2025\/09\/Read-the-Policy-Document-Carefully-5-2025-09-ae1a06f8d3310ce8d17db19723963b05.jpg\" alt=\"No GST On Health Insurance: 6 Tips For Choosing The Right Plan\" title=\"No GST On Health Insurance: 6 Tips For Choosing The Right Plan\" class=\"jsx-6a1e32423ad68b39 lazyload\"\/><\/figure>\n<p> <strong>Read the Policy Document Carefully:<\/strong> Understand the terms, conditions, exclusions, and waiting periods. (Image: Canva)<\/p>\n<p><span style=\"font-size:0\"\/><\/div>\n<div id=\"gallery-photo-6\" class=\"jsx-6a1e32423ad68b39 phtwrp\">\n<figure class=\"jsx-6a1e32423ad68b39\"><img decoding=\"async\" src=\"https:\/\/images.news18.com\/ibnlive\/uploads\/2025\/09\/Choose-a-Reputable-Insurer-6-2025-09-56efe50801f72e776cc0a477f3c7cff2.jpg\" alt=\"No GST On Health Insurance: 6 Tips For Choosing The Right Plan\" title=\"No GST On Health Insurance: 6 Tips For Choosing The Right Plan\" class=\"jsx-6a1e32423ad68b39 lazyload\"\/><\/figure>\n<p> <strong>Choose a Reputable Insurer:<\/strong> Research the insurer\u2019s claim settlement ratio and customer reviews. (Image: Canva)<\/p>\n<p><span style=\"font-size:0\"\/><\/div>\n<div id=\"gallery-photo-7\" class=\"jsx-6a1e32423ad68b39 phtwrp\">\n<figure class=\"jsx-6a1e32423ad68b39\"><img decoding=\"async\" src=\"https:\/\/images.news18.com\/ibnlive\/uploads\/2025\/09\/Add-on-Covers-7-2025-09-208bf9d007732ad96e0d94c6fce285c9.jpg\" alt=\"No GST On Health Insurance: 6 Tips For Choosing The Right Plan\" title=\"No GST On Health Insurance: 6 Tips For Choosing The Right Plan\" class=\"jsx-6a1e32423ad68b39 lazyload\"\/><\/figure>\n<p> <strong>Consider Add-on Covers:<\/strong> Opt for additional coverage for critical illnesses, accidental injuries, or maternity expenses. (Image: Canva)<\/p>\n<p><span style=\"font-size:0\"\/><\/div>\n<div id=\"gallery-photo-8\" class=\"jsx-6a1e32423ad68b39 phtwrp\">\n<figure class=\"jsx-6a1e32423ad68b39\"><img decoding=\"async\" src=\"https:\/\/images.news18.com\/ibnlive\/uploads\/2025\/09\/Update-your-policy-8-2025-09-177842d0f06dca349387e1d59de24b07.jpg\" alt=\"No GST On Health Insurance: 6 Tips For Choosing The Right Plan\" title=\"No GST On Health Insurance: 6 Tips For Choosing The Right Plan\" class=\"jsx-6a1e32423ad68b39 lazyload\"\/><\/figure>\n<p> <strong>Regularly Review Your Policy:<\/strong> Update your policy as your needs and circumstances change. (Image: Canva)<\/p>\n<p><span style=\"font-size:0\"\/><\/div>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/www.news18.com\/photogallery\/business\/no-gst-on-health-insurance-6-tips-for-choosing-the-right-plan-ws-l-9550767.html\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The GST Council, chaired by Union Finance Minister Nirmala Sitharaman and comprising ministers from all states, decided to exempt health insurance premiums from the levy of goods and services tax (GST). This will be effective from September 22, 2025, the first day of Navratri. Currently, health and term insurance products attract a GST rate of&#8230;<\/p>\n","protected":false},"author":1,"featured_media":11003,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[45],"tags":[],"class_list":["post-11002","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business"],"_links":{"self":[{"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/posts\/11002","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/comments?post=11002"}],"version-history":[{"count":0,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/posts\/11002\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/media\/11003"}],"wp:attachment":[{"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/media?parent=11002"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/categories?post=11002"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tezgyan.com\/index.php\/wp-json\/wp\/v2\/tags?post=11002"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}